FINHAY Daily Financial App
Accompany you every day in every financial decision, from small daily expenses to savings plans and investments for the future.

Granted License No. 65/DNKHCN by the Hanoi Department of Science and Technology on July 15, 2020, and Business Registration Certificate No. 0107748373 issued by the Department of Planning and Investment on March 6, 2017, Finhay has become a pioneering enterprise in the field of finance technology, providing modern financial solutions in Vietnam and Japan.

Regarding ACCUMULATION & INVESTMENT products

Accumulation and stock investment services are provided by Finhay Securities Joint Stock Company (License No. 50/UBCK-GPHĐKD issued by the State Securities Commission on December 29, 2008, as amended and supplemented from time to time) on the technology platform operated by Finhay. FHSC provides transaction execution support services and does not involve consulting activities. Information displayed on the application does not constitute investment advice or specific buy/sell recommendations. As an individual investor, you need to make your own trading decisions. Please consult with independent advisors if you are not sure about the suitability of any investment for your financial situation or personal goals.

Regarding PAYMENT & SPENDING products

Payment Account services and Co-branded Cards are provided, operated, and managed by CIMB Bank Vietnam Limited (CIMB Vietnam - operating under License No. 61/GP-NHNN issued by the State Bank of Vietnam). Finhay acts as a technology platform provider to support account opening and transaction management, and does not act as a bank or credit institution. All deposits in your Payment Account are directly managed by CIMB Vietnam and insured by Vietnam Deposit Insurance according to the limit prescribed by law. The approval of card opening, credit limits, and decisions related to banking services are the sole authority of CIMB Vietnam. Please read the Terms and Conditions for using CIMB digital banking services carefully before registering.

Regarding OTHER FINANCIAL PRODUCTS

- For Insurance: Insurance products are provided by Tokio Marine Insurance Vietnam Co., Ltd. Finhay is a distributor of technology solutions and is not responsible for insurance obligations. The insurance policy is a direct legal agreement between you and Tokio Marine. Please read the Insurance Rules and Terms carefully before participating. - For Data: All information, data, news, and analysis provided on Haybuddy, HayInsights, and Financial Radar are for general reference purposes only. This should not be considered investment advice, buy/sell recommendations, or an invitation to trade. Finhay is not legally liable for any damages arising directly or indirectly from the use of this information. - For HayPoint: HayPoint reward points are not convertible into cash (except as specifically prescribed).